This page hosts a variety of business resources on the Affordable Care Act, covering general knowledge resources, details on plans likely heading to Maine's online insurance marketplace, business-specific resources, tax information, insurance industry guidance and policy issues.
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U.S. Department of Health and Human Services ACA website.
Kaiser Family Foundation clearinghouse on ACA.
Maine Bureau of Insurance FAQs and links regarding ACA.
Maine Consumers for Affordable Health Care primer on "The ACA and the Maine business community."
Video presentation by Mitchell Stein, policy director of Maine Consumers for Affordable Health Care, to the Kennebec Valley Chamber of Commerce.
U.S. Small Business Administration clearinghouse on ACA.
The Commonwealth Fund health reform resources.
Details of health plans available in Maine's health insurance marketplace:
Maine Bureau of Insurance's detailed summaries of individual health insurance rates proposed by Anthem/Maine Health and Maine Community Health Options for Maine's ACA Marketplace, effective Jan. 1, 2014. The federal Centers for Medicare and Medicaid still must approve these rates before they can be implemented in Maine's ACA Marketplace.
Maine Bureau of Insurance's detailed summaries of the proposed small group health insurance rates submitted to the Centers for Medicare and Medicaid. CMS must approve these rates before they can be implemented on Jan. 1, 2014, in Maine's ACA Marketplace:
Step-by-step guidance on using the health insurance Marketplace.
An easy-to-follow flow chart of steps businesses must take under the ACA, from BerryDunn.
U.S. Department of Labor website with a lot of helpful info, including links to the sample Marketplace notices (employers with fewer than 50 employees are required to notify their employees of the ACA marketplace regardless of whether they offer coverage).
Kaiser Family Foundation information for people who are interested in purchasing individual plans on the Marketplace and want to see what the subsidies will look like.
A small business navigation guide for ACA resources.
Federal guidance on calculating the penalty that would be imposed in 2015 if you remain a 'large' employer, as defined by the ACA, and choose not to provide affordable coverage to employees.
IRS guidance on "part time," "seasonal" and "variable hour" employees.
Federal government's website to explain ACA to business.
Small employer information on tax credits.
For industry professionals
Resources for agents and brokers in the Health Insurance Marketplace.
America's Health Insurance Plans website has good resources and explores issues for the health insurance industry.
Center for Medicare and Medicaid has a consumer information and insurance oversight directory with links to guidance, FAQ's and the actual regulations.
New England Journal of Medicine Health Policy and Reform website.